Edwin H. Neave, B. Comm., Ph. D., has held the positions of Bank of Montreal Professor of Business and Finance, School of Business, Queen’s University, Director, Queen’s Financial Economics, Queen’s University, and Professor of Economics, Queen’s University. Neave is the author of numerous articles and books focusing on asset pricing and on the theory of financial systems. His programs in banking education are currently used in more than forty countries. Neave is an Honorary Fellow of the Institute of Canadian Bankers.